Estimates are simplified. Your real net depends on your tax residence, deductions, and contract specifics.
- Essentials (non-rent): Base essentials are 2,900 PLN/month in regional Poland. Big 5 adds +550 PLN.
- Rent presets: Shared room: 1,600 PLN rest / 2,000 PLN Big 5. Studio outside center: 2,200 / 3,000. Studio center: 2,800 / 3,600. (Modern, decent standard.)
- Savings presets: 0 / 500 / 700 PLN, or property deposit: 1,200 PLN rest / 1,700 PLN Big 5.
- Rent split: If you live with a partner/friend, only rent is split 50/50. All other costs are per person.
- Children: Net additional cost assumed at +400 PLN per child/month (after child benefit and simplified relief assumptions).
- Optional benefits (if selected): Luxmed +250, Multisport +300, Emergency cover +100, Subscriptions +100 (PLN/month).
- UoP conversion: Net ≈ Gross × 0.59 (assumes 41% of gross to ZUS + PIT).
- JDG conversion: Net = Invoice × 0.915 − 1,510 (assumes 8.5% tax on revenue, 1,110 allowance, 400 PLN accountant).
- Incubator conversion: Net = (Invoice − 400) × 0.94 (assumes 400 PLN fee + 6% tax on remainder).