Unexpected insured events
Emergency insurance
Short travel, arrival, Type-D or residence, Europe and worldwide options.
Emergency medical + travel insurance
Get the right cover for Poland, your application or your trip.
Choose what the cover is for and see the matching policy, duration, coverage and exact individual price before sharing personal details.
- Prices from $95
- Adult selected by default
- Policy terms available before purchase
Joining through an English Wizards program?
Your required €30,000 policy may already be included. Check your package before buying separately.
Check eligible programs
Your required €30,000 policy may already be included. Check your package before buying separately.
Check eligible programs
Compare in minutes
What do you need insurance for?
Start with four simple choices. Add annual travel, extra protection or urgent delivery only if you need them.
Compare every option
Prefer to check the prices yourself?
Open the tables below and switch between Adult and Age 65+ prices. Website prices are in USD; policy coverage limits remain in EUR or PLN.
Compare emergency and travel prices
Annual worldwide travel covers the first 60 days of every trip during the 12-month policy.
| Purpose | Coverage | 30 days | 60 days | 90 days | 365 days |
|---|---|---|---|---|---|
| Poland / Europe | €50,000 | $95 | $185 | $285 | — |
| Worldwide | €50,000 | $165 | $325 | $495 | — |
| Type-D / residence | €30,000 | — | — | — | $475 |
| Type-D / residence | €40,000 | — | — | — | $575 |
| Annual worldwide travel | €50,000 | — | — | — | $195 |
| Poland / Europe | €50,000 | $145 | $285 | $425 | — |
| Worldwide | €50,000 | $255 | $485 | $735 | — |
| Type-D / residence | €30,000 | — | — | — | $475 |
| Type-D / residence | €40,000 | — | — | — | $575 |
| Annual worldwide travel | €50,000 | — | — | — | $395 |
Optional OC + NNW + luggage bundle prices
| Bundle | 30 days | 60 days | 90 days | 365 days |
|---|---|---|---|---|
| Level 1 | $12 | $24 | $36 | $135 |
| Level 2 | $25 | $45 | $75 | $265 |
Urgent policy delivery: +$100 once per complete order, regardless of how many people or policies you choose.
Know the difference
Three services. Three different jobs.
Emergency insurance helps with unexpected insured events. LuxMed is for routine private healthcare. MultiSport is for fitness and recreation access.
Routine private healthcare
LuxMed membership
Appointments, specialists and diagnostics through a separate healthcare membership.
Fitness and recreation
MultiSport membership
Access to a broad network of gyms, pools, classes and recreation facilities.
Avoid buying twice
Your €30,000 policy may already be part of your program.
Check your package first if you joined through an eligible English Wizards route.
See the five eligible program routes
- Teach in Poland — B2B via Incubator Pathway
- US Fast Track — Type-D Visa Readiness
- Freelance / Digital Nomad — Incubator Immigration Package
- Study in Poland — 12-month or 18-month Program
- Youth Leadership Mission Trips — all tiers
Couples and families
See one clear total for everyone.
Choose Couple or Family above and the result recalculates immediately. On 365-day Type-D/residence cover, couples save $40 together and families save $50 per person.
Plain-English answers
Questions before you choose
The policy terms linked in your result contain the complete conditions, limits and exclusions.
Which policy is for a Type-D visa or residence application?
Choose the 365-day Type-D / residence option. The €30,000 and €40,000 choices are identified specifically for this purpose, and the requirements are treated the same for Type-D and residence decisions.
What changes when I select Age 65+?
The selector uses the applicable 65+ price for short-stay and annual worldwide travel. The base Type-D / residence policy price remains the same.
What is included in the optional bundle?
It combines personal liability (OC), accident benefit (NNW) and luggage into one upgrade. If you add annual travel, the bundle applies to both policies and its price doubles.
Can I buy for a couple or family?
Yes. Choose Couple or Family and the selector shows one full total before payment. Couples and families also receive the displayed saving on Type-D / residence cover.
How long does standard insurance processing take?
Standard processing takes 3–5 business days.
How fast is urgent policy delivery?
Every policy in the order is delivered in under 24 hours—or under 8 working hours when ordered during Polish business hours.
Is insurance already included in my English Wizards program?
Some eligible programs include the required €30,000 Type-D / residence policy. Check the included-program list above before buying separately.
Where can I read the full terms?
Read the SIGNAL IDUNA Safe Travels policy terms (PDF) and the Wiener / Compensa policy terms (PDF). Your matched result also links the document that applies to your selection.
One decision at a time
Choose the purpose. See the price. Move forward covered.
No duplicated price cards and no add-on pushed by default.