Moving to Poland? Avoid These 7 Common Mistakes!
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1. Underestimating the Cost of Relocation
2. Choosing the Wrong Visa (or Coming Without One!)
3. Delaying Important Paperwork (Bank, PESEL, & SIM Card)
4. Not Finding Long-Term Accommodation Quickly
5. Assuming Everyone Speaks English
6. Not Understanding Polish Bureaucracy & Public Offices
7. Ignoring Health Insurance Requirements

Moving to Poland? 7 Common Mistakes Expats Should Avoid!

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Wawel Cathedral towers above the walls and towers of Wawel Castle

 

Moving to a new country—whether for work, study, or adventure—is an exciting experience. But it can also come with challenges, especially when dealing with a new culture, legal system, and way of life. Poland is no exception!

To help make your transition smoother, here are 7 common mistakes expats often make when moving to Poland—and how to avoid them!

1. Underestimating the Cost of Relocation

Yes, Poland has a lower cost of living compared to many Western countries, but moving here still requires upfront expenses!

Before your first paycheck arrives, you’ll need to cover:
✅Rent + deposit
✅ Daily expenses (groceries, transport, utilities)
✅ Health insurance (if required)
✅ Visa application fees (if applicable)

Plan Ahead: To get a detailed breakdown of costs and budget expectations, check out our Complete Guide to Relocation Costs in Poland.

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Warsaw: A fun and vibrant city, but also the most expensive to live in

 

2. Choosing the Wrong Visa (or Coming Without One!)

If you’re a non-EU citizen, Poland requires the correct visa for long-term stays. The most common visa types include:
National Type-D Visa (for work, study, or business)
Temporary Residence Card (Karta Pobytu) (for long-term stays)

Many expats make the mistake of arriving on a tourist visa and then struggling with legal status later.

Pro Tip: Make sure you understand which visa applies to you before moving! If you need help, explore our Visa Support Services for professional guidance.

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Lot Polish Airlines has many direct flights all over the world at cheaper rates than top competitors

3. Delaying Important Paperwork (Bank, PESEL, & SIM Card)

Your first week in Poland should include:
✅ Getting a PESEL number (Polish ID number)
✅ Opening a bank account
✅ Getting a SIM card
Get the government civil services app

Why does this matter?
A PESEL number is required for many things, including renting an apartment, signing contracts, and accessing healthcare. Without a local bank account, paying bills and receiving payments will be more difficult, & the civil services app allows you to electronically ID yourself and access many services without knowing Polish.

Need Help? Our Arrival Support Services assist expats in handling this process quickly and stress-free!

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4. Not Finding Long-Term Accommodation Quickly

It’s tempting to rely on Airbnb or short-term rentals, but delaying a long-term lease can cause issues, especially when:
✅Applying for a PESEL number (you need a registered address)
✅ Getting a residence permit
✅ Securing stable rental pricing (Airbnb is more expensive!)

Need guidance on renting in Poland? Check out our Finding Accommodation Guide for tips on locations, prices, and the best rental websites.

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Poland is very affordable, with cheap apartments right in the center of town

5. Assuming Everyone Speaks English

While many Poles speak English, especially in major cities, don’t assume you’ll get by without any Polish.

What to do?
✅ Learn basic survival Polish phrases (ordering food, asking for directions)
✅ Use apps like Duolingo or Memrise for quick lessons
✅ Join a local language exchange

This effort will go a long way in daily life and make interactions with locals smoother!

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Poland has a large number of national holidays, including Polish National Flag Day

6. Not Understanding Polish Bureaucracy & Public Offices

Poland has a reputation for bureaucratic hurdles—especially when it comes to visas, taxes, or official paperwork.

Common frustrations expats face:
✅ Paper-based applications instead of online submissions
✅Limited English-speaking officials in government offices
✅Strict deadlines for certain visa and tax processes

How to deal with it?
✅ Arrive early at offices (they get crowded fast!)
✅ Bring printed documents & copies (digital versions are not always accepted)
✅ Seek professional help for visa & immigration matters—we offer expert support to simplify the process!

7. Ignoring Health Insurance Requirements

While Poland has a public healthcare system (NFZ), expats may not automatically qualify for free treatment.

Public healthcare: Available to workers under the Polish social security system
Private healthcare: Faster, English-speaking doctors, but costs extra

Read the full health insurance guide here.

What to do?
Check if your visa requires private insurance
Consider private medical insurance plans for better service
Register for EHIC (for EU citizens)

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